What impact does gambling have on a mortgage application? It probably won’t surprise you that gambling and mortgages generally don’t mix well. When a bank lends you money for a mortgage loan, it means they trust you will be able to pay it back. However, if they see that you’re an active gambler, then this may go against your application.
If you use an Apple device you’ll need to be running iOS10 or above. If you use Android you’ll need Lollipop 5.0 or above. Either go to your app store and search for Santander Mobile Banking or we can send you a link directly to the app if you need to download the latest operating system. Your device will have to have access to either the iOS App Store or the Google Playstore, we do not.
Fannie Mae’s Selling Guide says, “When bank statements (typically covering the most recent two months) are used, the lender must evaluate large deposits, which are defined as a single deposit that.
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Bank of Ireland is regulated by the Central Bank of Ireland. Bank of Ireland (UK) plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Bank of Ireland Life is a trading name of New Ireland Assurance Company plc.
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It is common for applicants to understate their debt position on a mortgage application form only to be found out when the bank statements have been provided. Non-disclosure is frowned upon, and can lead to the mortgage application being rejected, so it is therefore imperative that your bank statements are checked thoroughly and credit commitments reflected properly in the form.
Three-hour interviews, inquisitions into any spending on betting or gambling. Forensic examination of bank statements and salary slips. It is not an investigation into organised financial crime.